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Overseas Project / Contract / Investment Financing

Overseas Project/Contract/Investment Financing (OPF/OCF/OIF) is available to Malaysian-controlled companies or Malaysian companies (registered under Companies Act 1965). The facility provides financial support to Malaysian investors/contractors undertaking projects or contract overseas such as infrastructure, manufacuring and other developmental projects.

Facility Project Financing Contract Financing Investment Financing
Purpose To finance the development, upgrading or expansion of infrastructural facilities, plant and building and fixed assets purchases such as machinery and equipment. To finance working capital and bonds requirements for the undertaking of overseas contracts. To finance Malaysian investor to undertake cross border investment by way of purchasing overseas assets (fixed and current assets such as building, factory, building premises, plant and machineries, raw material).
Eligibility Malaysian suppliers / contractors/investors
Margin of Financing Up to maximum of 85% of project cost or contract value. Up to maximum of 80% of the Investment/Assets Value inclusive of Working Capital (where applicable).
Tenure Up to a maximum of 10 years inclusive of grace period not exceeding 2 years. As per contract requirement subject to maximum of 10 years. Up to a maximum of 10 years including grace period not exceeding one (1) year depending on the cash flow of the investment.
Interest Rate Cost of fund plus spread.
Currency Ringgit Malaysia, United States Dollars, Euro and other acceptable currency.
Repayment Monthly-Quarterly-half yearly from cash flow. Against contract proceed. Mothly-Quarterly-half yearly from cash flow.
Disbursement Direct to the suppliers/contractors.
  • Direct to the suppliers/contractors
  • Overhead expenses direct to the borrower
Direct to the suppliers/contractors for renovation/refurbishment of purchase of machineries, raw material or to the customer (i.e. reimbursement on advances made by the borrower or credited into the borrower’s account).
Security Any but not limited to the following:-
  • Cash collateral
  • Corporate guarantee
  • Shareholders and/or directors guarantee
  • Landed property
  • First charge on fixed and floating assets of the borrower
  • Assignment of relevant contracts, agreements, insurance policies inclusive of all project rights and benefits.
Any but not limited to the following:-
  • Cash collateral
  • Corporate guarantee
  • Shareholders and/or directors guarantee
  • Sinking Fund
  • Cash margin against bond issuances
  • Assignment of contract proceeds
  • Others
Any but not limited to the following:-
  • Cash collateral
  • Shares (memorandum of deposit of shares)
  • Sinking fund
  • Guarantee (individual/shareholder/directors)
  • Assignment of insurance proceed
  • Assignment of relevant contracts/agreements inclusive of all projects rights and benefits
  • Corporate Guarantee
  • Debenture
  • First fixed charge or its equivalent over the project land financed by EXIM bank
  • Other securities acceptable by the Bank
  • The valuation of the collateral shall be guided by Guideline on Valuation of Collateral issued by Risk Management Division