Page 171 - Exim iar24_Ebook

EXIM BANK MALAYSIA ANNUAL REPORT 2024

7 FINANCIAL STATEMENTS 169
NOTES TO THE FINANCIAL STATEMENTS

29. OTHER INCOME/(LOSSES)

Group and Bank
2024 2023
RM’000 RM’000
Fee income from loans, advances and financing 15,659 12,779
Unrealised foreign exchange gain/(loss) 145,101 (103,171)
Realised foreign exchange gain/(loss):
- Financial assets at amortised cost 22,772 77,049
- Financial liabilities at FVTPL (148,977) 15,682
Loss on disposal of equipment (10) (17)
Rental income 24 18
Unrealised fair value gain on non-hedging derivatives 1,579 1,300
Unrealised fair value gain on hedging derivatives 24,623 28,807
Unrealised fair value loss on MTN/Sukuk (22,059) (39,696)
Amortisation of premium on MTN/Sukuk (23,893) (42,189)
Others 15,330 (2,453)

30,149 (51,891)

30. OVERHEAD EXPENSES

Group and Bank
2024 2023
Note RM’000 RM’000

Personnel costs (i) 63,972 56,483
Establishment related expenses (ii) 13,118 12,861
Promotion and marketing expenses (iii) 1,260 1,456
General administrative expenses (iv) 19,062 20,593
97,412 91,393

(i) Personnel costs
Group and Bank
2024 2023
RM’000 RM’000
Salaries, allowances and bonuses 48,654 41,588
Defined contribution plan 7,671 6,395
Other staff related expenses 7,647 8,500
63,972 56,483