Page 195 - Exim iar24_Ebook

EXIM BANK MALAYSIA ANNUAL REPORT 2024

7 FINANCIAL STATEMENTS 193
NOTES TO THE FINANCIAL STATEMENTS

42. FINANCIAL RISK MANAGEMENT POLICIES (cont’d)
Liquidity risk management (cont’d)
The following tables show the contractual undiscounted cash flow payable for financial liabilities and banking operation
commitments of the Group’s and the Bank’s. The tables below do not agree to the balances in the statement of financial
position as the tables incorporate all contractual cash flows, on an undiscounted basis, relating to both principal and interest
payments. The maturity profile does not necessarily reflect behavioural cash flows.

No specific Less than 3 to 12 1 to 5 Over
maturity 3 months months years 5 years Total
RM’000 RM’000 RM’000 RM’000 RM’000 RM’000
Group and Bank

2024
Financial liabilities
Borrowings - 1,097,454 209,041 2,405,260 - 3,711,755
Deposits from a corporate
customer - 10,005 - - - 10,005
Other payables 375,076 - 992 169 - 376,237
Derivative financial
instruments - - 68,078 79,051 - 147,129
375,076 1,107,459 278,111 2,484,480 - 4,245,126

Commitments and
contingencies
Banking operation
commitments
Contracted but not provided
for:
Guarantee facility 129,700 - - - - 129,700
Undrawn loans and
financing - - 221,372 577,554 - 798,926
129,700 - 221,372 577,554 - 928,626