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EXIM BANK MALAYSIA
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          NOTES TO THE FINANCIAL STATEMENTS







          44.  ISLAMIC BUSINESS (cont’d)
              Notes to the financial statements for Islamic business fund and Takaful fund for the financial year ended 31 December 2024
              (cont’d)

              (f)  Islamic financing (cont’d)
                 (ii)  The maturity structure of the advances and financing are as follows:
                                                                                                  Group and Bank
                                                                                                 2024         2023
                                                                                               RM’000       RM’000
                     Within one year                                                         1,170,529     539,865
                     One year to three years                                                  241,053      591,883
                     Three years to five years                                                264,344      177,764
                     Over five years                                                          730,858      328,843
                                                                                             2,406,784   1,638,355

                 (iii)  Islamic gross advances and financing analysed by profit rate sensitivity are as follows:

                                                                                                  Group and Bank
                                                                                                 2024         2023
                                                                                               RM’000       RM’000

                     Fixed rate                                                                14,725        3,070
                     Variable rate                                                           2,392,059   1,635,285
                                                                                             2,406,784   1,638,355

                 (iv)  Islamic gross advances and financing analysed by geography are as follows:
                                                                                                  Group and Bank
                                                                                                 2024         2023
                                                                                               RM’000       RM’000
                     Malaysia                                                                1,453,849     593,940
                     East Asia                                                                486,094      525,585
                     South Asia                                                                61,696       80,367
                     Europe                                                                   234,342      205,975
                     West Africa                                                               15,344       37,501
                     Oceania                                                                   18,407       49,487
                     Middle East                                                              137,052      145,500
                                                                                             2,406,784   1,638,355
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