Page 146 - Exim iar24_Ebook

EXIM BANK MALAYSIA
144

NOTES TO THE FINANCIAL STATEMENTS

9. LOANS, ADVANCES AND FINANCING (cont’d)

(vi) Movements of gross impaired loans, advances and financing (“impaired loans”) are as follows:
Group and Bank
2024 2023
RM’000 RM’000
Restated
At 1 January 2,086,013 2,024,493
Impaired during the year - 6,297
Interest/financing income recognised during the year 32,765 31,837
Recoveries (13,399) (11,792)
Amount written off (3,205) (56,060)
Exchange differences (84,319) 91,238
At 31 December 2,017,855 2,086,013

Gross impaired loans as a percentage of gross loans, advances and financing
- with ECR debtors 40.77% 43.01%
- without ECR debtors 42.60% 44.12%
Net impaired loans as a percentage of gross loans, advances and financing
- with ECR debtors 10.76% 12.11%
- without ECR debtors 11.25% 12.42%

(vii) Gross impaired loans, advances and financing analysed by geographical area are as follows:

Group and Bank
2024 2023
RM’000 RM’000
Restated
Malaysia 129,987 282,088
East Asia 1,070,334 1,102,008
South Asia 66,726 63,620
Central Asia 387,818 383,078
Middle East 265,174 148,022
Africa 97,816 106,506
Oceania - 691
2,017,855 2,086,013