Page 188 - Exim iar24_Ebook

EXIM BANK MALAYSIA
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NOTES TO THE FINANCIAL STATEMENTS

42. FINANCIAL RISK MANAGEMENT POLICIES (cont’d)
Asset liability management (cont’d)
Measurement (cont’d)

The table below shows the Group’s and the Bank’s interest rate risk exposure based on contractual re-pricing gap: (cont’d)
Less than 3 to 12 1 to 5 Over 5 Non-interest
3 months months years years bearing Total
RM’000 RM’000 RM’000 RM’000 RM’000 RM’000
Bank
2024

Assets
Cash and bank balances - - - - 26,699 26,699
Deposits and placement
with banks and other
financial institutions 1,278,340 - - - - 1,278,340
Financial investments
at fair value through
profit or loss - - - - 5,011 5,011
Financial investments
at fair value through other
comprehensive income 5,001 55,361 357,595 233,998 - 651,955
Financial investments
at amortised cost - - 155,598 50,983 - 206,581
Loans, advances
and financing 735,351 673,821 569,388 1,303,623 104 3,282,287
Reinsurance contract
assets - - - - 3,936 3,936
Derivative financial
instruments - - - - - -
Other assets - - - - 158,460 158,460
Total assets 2,018,692 729,182 1,082,581 1,588,604 194,210 5,613,269

Liabilities and equity
Borrowings 1,098,569 102,072 2,156,265 - - 3,356,906
Deposit from a corporate
customer - 10,005 - - - 10,005
Derivative financial
instruments - 110,854 - - - 110,854
Insurance contract/takaful
certificates liabilities - - - - 25,718 25,718
Other liabilities - 992 169 - 439,210 440,371
Shareholders’ equity - - - - 1,669,415 1,669,415
Total liabilities and equity 1,098,569 223,923 2,156,434 - 2,134,343 5,613,269

Period gap 920,123 505,259 (1,073,853) 1,588,604 (1,940,133) -
Cumulative gap 920,123 1,425,382 351,529 1,940,133 - -